SMS Banking

1. SMS Banking
SMS-banking is an Baking service that allows customers to conduct banking transactions simply by using mobile devices. Almost all banks in the world using SMS banking to facilitate transactions for coustumer.

2. SMS Banking Services
Here are some services provided by the Bank to be able to conduct transactions via SMS:
- Check balances
- Check foreign exchange rates
- Check the last three transactions
- Check billing partner
- Bill payment partners
- Credit card payment
- Transfers between accounts
- The service is promising greater mobility, can be done anytime and anywhere, even while roaming, international ones, of course, provided is a system used GSM and mobile phone numbers were registered for international roaming.

3. Advantages and disadvantages of sms banking

 
The Advantages
- Facilitate the transaction banking
- EASY transaction / activity online and in real lime.
- Transaction transfers between accounts of other Bank
- SMS Banking can use your GSM sim card directly, without having to be replaced.
- Flexible, can be done anytime & anywhere, no time-dependent operations of the Bank

The Disadvantages
- Shortcut to memorize
- Using the cost for accessing
- Unable to cancel a transaction that has been done

4. Case in banks use SMS banking
The problem of network providers in certain areas Human error

5. Security sms banking
- SECURITY Using the PIN
- Transactions can only be done with your number listed.
- Mutations of this service is printed on your savings mutation